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Short Sale Process

In a short sale, the bank or mortgage lender agrees to discount a loan balance because of an economic or financial hardship on the part of the borrower. The home owner/debtor sells the mortgaged property for less than the outstanding balance of the loan, and turns over the proceeds of the sale to the lender. Neither side is "doing the other a favor;" a short sale is simply the most economical solution to a problem. Banks will incur a smaller financial loss than foreclosure or continued non-payment would entail. Borrowers are able to mitigate damage to their credit history, and partially control the debt. A short sale is typically faster and less expensive than a foreclosure. It does not extinguish the remaining balance unless settlement is clearly indicated on the acceptance of offer.

Lenders often have loss mitigation departments that evaluate potential short sale transactions. The majority have pre-determined criteria for such transactions, but they may be open to offers, and their willingness varies. A bank will typically determine the amount of equity (or lack thereof), by determining the probable selling price from an appraisal or Broker Price Opinion (abbreviated BPO or BOV).

Lenders may accept short sale offers or requests for short sales even if a Notice of Default has not been issued or recorded with the locality where the property is located. Given the unprecedented and overwhelming number of losses that mortgage lenders have suffered from the 2009 foreclosure crisis, they are now more willing to accept short sales than ever before. This presents an opportunity for "under-water" borrowers who owe more on their mortgage than their property is worth and are having trouble selling to avoid foreclosure as a result.

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116 Kingston Georgetown, Kentucky 40324

Price: $444900	bedrooms: 4	Baths: 3 1/2 Baths: 1	Square footage: 3863
Elem: Eastern	Middle: Royal Spring	High: Scott Co

GOLFER'S DREAM!! This custom built brick ranch on a mostly finished walkout basement overlooks hole #1 on Cherry Blossom Golf Course. Priced over $50K BELOW non-refi appraisal! Mahogany double glass doors welcome you to a foyer with a formal living room/home office & formal dining room, great room with built-in bookshelves, fireplace, plant shelves & plenty of hardwood. Kitchen has cherry Barber cabinets, bar, breakfast area, pantry, & all appliances. A large master suite with a whirlpool tub, seated shower, walk-in closets, & raised double vanities. Two other bedrooms, full bath, half bath & laundry room complete the lineup for the 1st floor. The walkout basement contains another master bedroom, full bath, walk-in closet & large family room that opens to huge patio. This home has an oversized deck off the kitchen, 2 car garage, sprinkler system, security system, central vacuum, crown molding galore, just to mention a few of the numerous amenities. Owner is a licensed agent. Courtesy of Rector-Hayden, Realtors, Georgetown.

118 Meadow View Georgetown, Kentucky 40324

Price: $132900	bedrooms: 3	Baths: 2 1/2 Baths: 0	Square footage: 1791
Elem: Eastern	Middle: Royal Spring	High: Scott Co	Virtual Tour

3 bedroom, 2 bath ranch, very spacious with bonus room over the garage. Extra extra large great room. No neighbor behind you, small creek at bottom of hill but not part of this lot. Courtesy of Rector-Hayden, Realtors, Winchester.

110 Rabbit Run Georgetown, Kentucky 40324

Price: $179900	bedrooms: 4	Baths: 3 1/2 Baths: 0	Square footage: 2366
Elem: Eastern	Middle: Scott Co	High: Scott Co

Priced to sell! Unbelievable 4 bedrooms, 3 full bath two-story. Minutes from Lexington, Toyota, & KY Horse Park. Cul-de-sac, privacy fence, ceramic tile, hardwood, open floor plan. Owner's suite, laundry room, & extra sitting room on 2nd floor. Courtesy of Rector-Hayden, Realtors, Georgetown.

113 Byakoa Georgetown, Kentucky 40324

Price: $126900	bedrooms: 3	Baths: 2 1/2 Baths: 1	Square footage: 1476
Elem: Garth	Middle: Georgetown	High: Scott Co

Very nice house with lots of upgrades. House comes with stainless appliances in kitchen and washer and dryer stays. Courtesy of Coldwell Banker McMahan.

110 Blossom Park Georgetown, Kentucky 40324

Price: $215000	bedrooms: 3	Baths: 2 1/2 Baths: 0	Square footage: 1725
Elem: Eastern	Middle: Royal Spring	High: Scott Co

All brick ranch with fantastic location - Cherry Blossom Village! Walk or drive your golf cart to the clubhouse for dinner from this 3 bedroom/2 bath home complete with a fabulous kitchen, dimensional shingles, solid surface countertops, tiled baths and laundry. Don't miss the master bathroom every person will love - complete with tiled stand-up shower (and rain-shower head), whirlpool tub, double vanities, and cabinet space galore! Call today for your private tour. Courtesy of Coldwell Banker McMahan.

259 Hickman Georgetown, Kentucky 40324

Price: $49000	bedrooms: 3	Baths: 2 1/2 Baths: 0	Square footage: 1152
Elem: Anne Mason	Middle: Georgetown	High: Scott Co

Starter home or first-time investor. There is great potential with this 3 bedroom ranch. Will be sold AS-IS. Courtesy of Rector-Hayden, Realtors, South.

261 Hays Lexington, Kentucky 40509

Price: $245000	bedrooms: 5	Baths: 3 1/2 Baths: 0	Square footage: 3012
Elem: Breckinridge	Middle: Edythe J. Hayes	High: Henry Clay

NOT A PASSER-BY! Like new & ready to move in to. Sprawling 3,000+sq ft-- 5BR/3BA. w/ 10ft ceilings 1st flr & bsmt. Huge W/O roughed-in bsmt(finished adds another 1,370 sq ft!) Backyard unbelievable--backs up to treeline (not homes). Recently Reduced! VERY MOTIVATED SELLER--make an offer! This street has unique one-way traffic makes for easy access and exit. Go ahead and compare all the others--this one has the most for the $$. Courtesy of Rector-Hayden, Realtors, South.

4405 Breakwater Lexington, Kentucky 40515

Price: $295000	bedrooms: 4	Baths: 2 1/2 Baths: 1	Square footage: 2832
Elem: Southern	Middle: Tates Creek	High: Tates Creek

Great House on quest Cul-de-sac. Hardwood throughou on 1st Floor. Short Sale Pending Bank Approval. 4 Large Bedrooms w/amazing walk-in closets. Full walkout basement. AS IS Courtesy of Woodward Properties, LLC.

336 Atwood Lexington, Kentucky 40515

Price: $169900	bedrooms: 4	Baths: 2 1/2 Baths: 1	Square footage: 2000
Elem: Lansdowne	Middle: Southern	High: Tates Creek

Inspections welcome; SOLD As Is; Backs up to farm; dev behind is going to be back part of park when developed; big fenced backyard; nice patio area; wonderful curb appeal; side entry garage...min through to Brannon Crossing area; conven...to ....Master Bath/Bedroom; Woodburning fireplace;elec heat; Courtesy of Roark Realty.

2581 Cashel Lexington, Kentucky 40509

Price: $129900	bedrooms: 3	Baths: 2 1/2 Baths: 1	Square footage: 1700
Elem: Breckinridge	Middle: Edythe J. Hayes	High: Henry Clay

Spacious and Affordable. This 3BR/2.5BA home boasts a large family room with fireplace, spacious master bedroom with jacuzzi tub and private, covered patio in the backyard. This is a must see with vaulted ceilings, skylights, bay windows, wrap-around porch and extended driveway are among the many upgrades. Home sold As-Is and needs some work. Courtesy of Guide Realty, Inc..

3824 Karen Lexington, Kentucky 40510

Price: $299900	bedrooms: 3	Baths: 3 1/2 Baths: 1	Square footage: 4930
Elem: Meadowthorpe	Middle: Leestown	High: Dunbar

Spacious ranch in a private cul-de-sac. Located in an established neighborhood on a 1.48 acre lot. Corian countertops and tile flooring in remodeled kitchen. Large master suite with huge master bath, whirlpool tub, lots of vanity space and a separate shower. Room in basement could be used as 4th bedroom. Close to Keeneland and Bluegrass Airport. Per owner, roof 6 years old. Short Sale, Sold AS IS. Courtesy of RE/MAX Elite Lexington.

165 Black Water Lexington, Kentucky 40511

Price: $129000	bedrooms: 3	Baths: 2 1/2 Baths: 0	Square footage: 1326
Elem: Meadowthorpe	Middle: Leestown	High: Bryan Station

Clean and classy says it all for this home! A well cared for home and very popular floor plan. Notice the special brick trim accents. Rose & Company built this 3 bedroom 2 full bath home with you in mind! The Plan is called Tamora with a Great Room concept. Upgraded Lighting Fixtures! Dining area has wainscoting, accent spot lighting, and plant shelving. Kitchen has oodles of oak stain cabinets, counter space, and black accent appliances, with a special feature pass through window to the Great Room. Separate Utility Room. Vaulted ceilings make this home feel big and spacious. Owners suite has a very large closet. Nice 2 car garage. You are close to a very large park with a special dog park! Growing area of town, with easy access to all points in Lexington. Courtesy of RE/MAX Elite Lexington.

4308 Tradition Lexington, Kentucky 40509

Price: $190000	bedrooms: 4	Baths: 2 1/2 Baths: 1	Square footage: 2470
Elem: Athens-Chilesburg	Middle: Edythe J. Hayes	High: Henry Clay

Charming 2 story home that has been well maintained. 4 bedrooms, 2 1/2 baths with 2 car garage with opener and remotes. Large entertaining Formal Dining Room. Nice Family Room with Fireplace and opens to eat-in kitchen with stainless steel appliance package. Separate utility room great for storage! Master suite includes wiring for phone and cable, walk-in closet, private full bath with beautiful garden tub and double bowl vanity sink. Nice storage through out this adorable home! 4th bedroom can be playroom, office or 4th bedroom! Sellers are converting area into 4th bedroom. Covered front Porch gives this home great charm to come home to and enjoy the convenience of Hamburg, I75, or Man O War minutes from your home. Jacobson Park within walking distance! Motivated Sellers! Courtesy of RE/MAX Elite Lexington.

3682 Niles Lexington, Kentucky 40517

Price: $100000	bedrooms: 3	Baths: 1 1/2 Baths: 1	Square footage: 1374
Elem: Millcreek	Middle: Tates Creek	High: Tates Creek

Super Value! This 3 BR/2BA all brick home has a large kitchen, living room AND family room, and a backyard deck with bar just waiting to be spruced up for entertaining. Don't miss out on this great deal! Courtesy of Guide Realty, Inc..

3305 Huntmaster Lexington, Kentucky 40515

Price: $102000	bedrooms: 3	Baths: 1 1/2 Baths: 0	Square footage: 1109
Elem: Squires	Middle: Edythe J. Hayes	High: Henry Clay

SHORT SALE - Super nice 3 bedroom 1 bath home on cul-de-sac street. The outside has new vinyl and new windows. The home has been repainted and has a new garbage disposal and microwave fan/hood. The dishwasher is a Bosch. There are ceiling fans in the master bedroom and family room. The vinyl flooring throughout has the look and feel of wood laminate. With a fully fenced backyard and storage building included. This one is a must see! Courtesy of Milestone Realty Consultants/Madison County.

4146 Winnepeg Lexington, Kentucky 40515

Price: $134900	bedrooms: 3	Baths: 2 1/2 Baths: 0	Square footage: 2050
Elem: Lansdowne	Middle: Southern	High: Tates Creek

Brick-split foyer with metal roof, updated windows, new back door, new toliets, and all electric home. Drive-way replaced in '05. Lots of privacy in back yard. Nice garage and covered carport. Courtesy of RE/MAX Creative Realty.

1521 Casper Lexington, Kentucky 40511-2312

Price: $144900	bedrooms: 2	Baths: 1 1/2 Baths: 1	Square footage: 1354
Elem: Mary Todd	Middle: Winburn	High: Bryan Station

TIME IS RUNNING OUT ON THE 8000 TAX CREDIT CALL TODAY FOR YOUR PRIVATE SHOWING AND WE WILL GET YOU QUALIFIED TO PURCHASE THIS TOWNHOME Inviting townhome ready for purchase w/a comfort lifestyle in the Marriott Griffin Gate neighborhood!Your $210 monthly HOA package is well worth the amenities Griffin Gate has to offer!With its'brand new state of the art equipment fitness room @ the Clubhouse; 24 hr gated security @ the entrance;lawn maintenance; seasonal snow removal;blanket termite care; wonderful swimming pool facility; basketball court; tennis courts & none other than a Country Club setting golf course @ the Marriott Griffin Gate & more!! What a way of life!! This 2 bedroom 1 1/2 bath townhome is nestled on a court. Griffin Gate is a perfect location for those traveling I-75, very close to Civic Center, Kentucky Horsepark & Hamburg.Fabulous location for the 210 Equestrain Games!!! Courtesy of Deborah Ball Realty.

230 Broadview Lexington, Kentucky 40505

Price: $72000	bedrooms: 4	Baths: 1 1/2 Baths: 0	Square footage: 1253
Elem: Arlington	Middle: Winburn	High: Bryan Station

Don't Wait. Priced for Quick Sale! Cute 4 Br brick 1.5 story with easy access to downtown, UK, and the interstate. Enjoy the beautifully landscaped yard from the covered front porch. Spacious eat-in Kitchen. Updates include replacement windows, water heater, and outside compressor for central air unit. Level fenced yard. Courtesy of Keller Williams Bluegrass Realty.

1117 Brick House Lexington, Kentucky 40509

Price: $165000	bedrooms: 5	Baths: 2 1/2 Baths: 1	Square footage: 2062
Elem: Yates	Middle: Crawford	High: Bryan Station

Potential Short Sale! All contracts are pending bank approval. Tons of space for your family to grow. This 5 bedroom brick two story is in great shape. The hardwood floors and stone fireplace really leave an impression. Call today for your private showing. Courtesy of Keller Williams Bluegrass Realty.

3201 Catskill Lexington, Kentucky 40515

Price: $129900	bedrooms: 3	Baths: 2 1/2 Baths: 1	Square footage: 2240
Elem: Squires	Middle: Tates Creek	High: Henry Clay

Potential Short Sale. Third party approval required with all contracts. Courtesy of Keller Williams Bluegrass Realty.

2797 Red Clover Lexington, Kentucky 40511

Price: $125000	bedrooms: 3	Baths: 2 1/2 Baths: 0	Square footage: 1585
Elem: Sandersville	Middle: Leestown	High: Bryan Station

Cozy 3 bedroom 2 bath, 1.5 story featuring family room with fireplace and gas logs plus loft/bedroom. Appliances included are range, dishwasher, refrigerator, microwave and disposal, fenced back yard, patio off master bedroom. Courtesy of Rector-Hayden, Realtors, South.

1411 Hill Lexington, Kentucky 40505-3120

Price: $49900	bedrooms: 3	Baths: 1 1/2 Baths: 0	Square footage: 1196
Elem: Arlington	Middle: Winburn	High: Bryan Station

Motivated sellers! Bring an offer. Needs some TLC. great investor house. The windows and the electrical have been updated. Call...email or text me to setup an appointment to view this home today. Courtesy of RE/MAX Creative Realty.

904 Star Gaze Lexington, Kentucky 40509

Price: $499900	bedrooms: 5	Baths: 4 1/2 Baths: 1	Square footage: 5500
Elem: Liberty	Middle: Crawford	High: Bryan Station

West Wind SHORT SALE opportunity. 5 BD, 4.5 BA executive home located in Hamburg on a corner lot. First floor master, chef's kitchen, fitness room, wet bar in basement, details throughout. Pool/spa in private back yard. Courtesy of Legacy Real Estate Firm.

3253 Mt Foraker Lexington, Kentucky 40515

Price: $89900	bedrooms: 3	Baths: 2 1/2 Baths: 0	Square footage: 1330
Elem: Squires	Middle: Tates Creek	High: Henry Clay

3 BD, 2 FULL Baths. All brick, all electric ranch. Large back yard. Courtesy of Legacy Real Estate Firm.

438 Ohio Lexington, Kentucky 40508

Price: $38000	bedrooms: 2	Baths: 1 1/2 Baths: 0	Square footage: 1018
Elem: William Wells Brown	Middle: Lexington Trad	High: Lafayette

Short Sale-Estate Sale. Home has had additions so will be larger than most in area. Nicely maintained home with large eat in kitchen. Owner updated windows, siding, gutters, and bath. Nice newer storage shed in back. Newer HVAC. Courtesy of RE/MAX Elite Lexington.

4300 Jasmine Rose Lexington, Kentucky 40515

Price: $149900	bedrooms: 3	Baths: 2 1/2 Baths: 1	Square footage: 1400
Elem: Millcreek	Middle: Tates Creek	High: Tates Creek	Virtual Tour

WOW! New listing priced almost $20,000 under purchase price. This 3 Bedroom, 2.5 Bath Home is in a great location and is in a maintenance free community. The covered front porch and rear entrance garage give you the charm of yesteryear, but with all the amenities of today. Ceramic Entry Foyer, Large Great-Room with Designer Ceiling Fan, Eat-in Kitchen with white cabinets and all the appliances. The master suite has a vaulted ceiling, ceiling fan, and a large walk in closet with lots of extra storage. Two other nice size bedrooms with another Full Bath. 2 car attached, rear entry garage and patio. Some of the extras include blinds at all the windows, ceiling fans installed, lots of landscaping, ceramic tile and it is located on a corner lot. You must see this one. The HOA fee covers maintenance of common areas, as well as mowing, trimming, blowing, mulching, fertilizing, and snow removal. Call today and take advantage of this Short Sale. Courtesy of Keller Williams Bluegrass Realty.

145 Towne Center Lexington, Kentucky 40511

Price: $145000	bedrooms: 3	Baths: 2 1/2 Baths: 0	Square footage: 1393
Elem: Meadowthorpe	Middle: Leestown	High: Dunbar

Preforeclosure-Short sale opportunity! Great craftsmen-style neighborhood with a design type called New Urbanism. This means you can come home from your busy day and walk to a grocery, drug store, gym, dry cleaners, nail shop and many restaurants w/out leaving your neighborhood. Great investment that's 1.8 miles from downtown Lexington to make this a tremendous value! Courtesy of Keller Williams Bluegrass Realty.

2372 Dogwood Trace Lexington, Kentucky 40514

Price: $238000	bedrooms: 4	Baths: 2 1/2 Baths: 1	Square footage: 2514
Elem: Garden Springs	Middle: Beaumont	High: Dunbar

Short Sale - great traditional home on corner lot in very nice neighborhood. Quality built with 4 bedrooms, 2 1/2 baths. Utility on 2nd floor for easy use. 1st floor has 9' ceilings, 2 story foyer, ceramic tile, great horseshoe style kitchen with breakfast area, recessed lighting, wonderful family room, and custom wood molding and mantle around fireplace in family room. Side entry garage, lots of brick exterior. Tray ceiling in formal dining room. Owner's suite features large bedroom, vaulted ceiling, wrap around walk-in closet, whirlpool bath and separate shower. Courtesy of RE/MAX Elite Lexington.

3937 Gladman Lexington, Kentucky 40514

Price: $145000	bedrooms: 3	Baths: 2 1/2 Baths: 1	Square footage: 1951
Elem: Garden Springs	Middle: Beaumont	High: Dunbar

Hot! Hot! Hot! This home won't last long so make your appointment to see it quick! Nice Split Foyer home, all brick, with large eat in kitchen. The finished lower level has a fireplace in the family room and a great space for a home office. Fenced yard with storage barn and a fenced area for your pet. Well cared for home. Large dining area and work space/desk area in the kitchen. Extra deep garage. Great price! Courtesy of Keller Williams Bluegrass Realty.

4824 Clifford Lexington, Kentucky 40515

Price: $225000	bedrooms: 5	Baths: 3 1/2 Baths: 1	Square footage: 3111
Elem: Millcreek	Middle: Tates Creek	High: Tates Creek

Short Sale Your opportunity to own one of the most popular floor plans in town! The Amherst Plan. Originally sold with builder upgrades. Finished walk-out basement for entertaining includes full bath wih guest suite. This home has it all; 5 bedrooms and 3 1/2 baths. Room to grow! Formal living room and dining room with kitchen open to family room on main floor. Lower floor has rec room, great for friends and family gatherings. Many special features with soaring vaulted ceilings, gas fireplace, bamboo flooring, and more. Convenience of location ot UK, downtown, and major employers. Courtesy of RE/MAX Elite Lexington.

2132 Market Garden Lexington, Kentucky 40509

Price: $129900	bedrooms: 3	Baths: 2 1/2 Baths: 0	Square footage: 1308
Elem: Yates	Middle: Crawford	High: Bryan Station

Super cute, super clean 3 BD, 2 FULL BA, all electric ranch. Fantastic opportunity to own in Gleneagles. Property is being offered as-is, but home inspections are welcome. Courtesy of Legacy Real Estate Firm.

3080 Majestic View Lexington, Kentucky 40511

Price: $195000	bedrooms: 4	Baths: 2 1/2 Baths: 1	Square footage: 2596
Elem: Sandersville	Middle: Leestown	High: Bryan Station

LOTS of SPACE with ALL of the EXTRAS This floor plan has everything, Formal Living Room, Formal Dining Room, Kitchen/Breakfast Area, Large Family Room, Four Bedrooms, Separate Laundry and a Great Backyard. You'll love to walk into the elegant 2-story foyer and to retreat to the Master Suite with private sitting area and bath. Other custom upgrades include Nottingham Cherry Burgundy kitchen cabinets, 80 gallon water heater, recessed lighting, granite bathroom countertops, smooth ceilings, extended garage, and all stainless steel appliances. CALL TODAY FOR YOUR PERSONAL SHOWING! Take advantage of a great deal...this is a bank-approved short sale. Courtesy of Guide Realty, Inc..

409 Ash Lexington, Kentucky 40508

Price: $34900	bedrooms: 3	Baths: 1 1/2 Baths: 0	Square footage: 868
Elem: Booker T Washington	Middle: Leestown	High: Dunbar

3 BD, 1 BA. Buyer to verify all aspects of this home including, but not limited to, square footage. Property being offered as-is. SHORT SALE OPPORTUNITY. Tenant pays $600/mo. Courtesy of Legacy Real Estate Firm.

1848 Costigan Lexington, Kentucky 40511

Price: $65000	bedrooms: 3	Baths: 1 1/2 Baths: 1	Square footage: 1000
Elem: Mary Todd	Middle: Winburn	High: Bryan Station

Flip this house! This 3 bedroom, 1.5 bath, w/family room addition ready to be completed. Needs work but this house has space. Courtesy of Rector-Hayden, Realtors, South.

1304 Bordeaux Lexington, Kentucky 40504-1617

Price: $119900	bedrooms: 3	Baths: 1 1/2 Baths: 1	Square footage: 1713
Elem: Lane Allen	Middle: Beaumont	High: Dunbar	Virtual Tour

New windows 2006, new kitchen, (cabinets, countertops, appliances.) Cool backsplash- hammered tin, new ceramic tile flooring in bathroom and kitchen, new doors and lighting fixtures. Kitchen and bath re-designed. Some walls removed to open up rooms. 2006 beautiful hardwood floors- carpet in lower level family room - very large oversized 1-car garage. Potential for expanding laundry room and bath if needed. This property is a short sale & sold as-is. Make an offer and see if you're the lucky new owner! Short Sale...Take Advantage Of The $8,000.00 Tax Credit!!! Courtesy of Colwell Realty Professionals, Inc..

848 Overview Lexington, Kentucky 40514

Price: $118000	bedrooms: 3	Baths: 1 1/2 Baths: 0	Square footage: 1108
Elem: Picadome	Middle: Jessie Clark	High: Lafayette

Very nice ranch with a large back yard and new fence. Roof and HVAC under 3 years old. Courtesy of RE/MAX Creative Realty.

1634 Kilkenny Lexington, Kentucky 40505

Price: $90000	bedrooms: 4	Baths: 1 1/2 Baths: 1	Square footage: 2029
Elem: Dixie Magnet	Middle: Crawford	High: Bryan Station

SHORT SALE, MUST SELL QUICKLY, BRING OFFERS, SHORT SALE!!!! Searching for a bargain property to FLIP? This is it!! * *Investors add this home to your portfolio! Here is your opportunity to purchase a home at an incredible price. Priced well below market! 4 bedrooms 2 bathrooms over 2000 square feet 2 story home. This is truly a deal. Features in this great spacious family home include a formal living and dining room. Eat in kitchen with center island and wood burning fireplace. Oversized bedrooms, hardwood floors, and sun porch. Very large family room great for entertaining. Located on a corner lot with mature trees in an established quiet neighborhood. Home has suffered from water damage and is in need of repair. Selling as is. Motivated Seller!! Banks says Bring Offers!! Courtesy of Keller Williams Bluegrass Realty.

3825 Forest Green Lexington, Kentucky 40517

Price: $129900	bedrooms: 3	Baths: 3 1/2 Baths: 0	Square footage: 2001
Elem: Southern	Middle: Southern	High: Tates Creek

3 BD, 3 FULL BAs,all electric, split foyer. Potential Plus! SHORT SALE opportunity in south end's Belleau Wood. Large rec room in lower level (new carpet). Open floor plan concept in upper level. Hallway and 2 Bedrooms are missing carpet, but are included in overall square footage estimate. Buyer to verify all aspects of this home. Inspections are welcome, but property is being offered as-is. Courtesy of Legacy Real Estate Firm.

771 Robin Lexington, Kentucky 40502

Price: $224900	bedrooms: 3	Baths: 2 1/2 Baths: 1	Square footage: 1930
Elem: Glendover	Middle: Morton	High: Lafayette

This is it! Completely renovated 3 bed, 2.5 bath ranch with a partially finished basement and two car garage. This immaculate home features a spacious modern kitchen with plenty of cabinet and counterspace (Corian countertops), and custom ceramic tile. The interior of the home also features newly refinished hardwood floors, built-in bookshelves in the family room, custom crown molding, upgraded light fixtures, updated double pane windows, solid wood doors with upgraded molding, 200 amp electrical service with updated wiring, and contemporary neutral decor throughout! The layout of the home is superb with a huge family room that flows into the formal dining room and all of the bedrooms are very spacious with plenty of closet space. The basement area is very versatile and could make a good guest quarters or for entertaining! The home is conveniently located to UK, New Circle Rd, Arboretum, and the Signature Club of Landsdowne. Courtesy of RCP Real Estate Consulting & Planning.

4805 Dodder Lexington, Kentucky 40514

Price: $165000	bedrooms: 3	Baths: 2 1/2 Baths: 1	Square footage: 1530
Elem: Garden Springs	Middle: Beaumont	High: Dunbar

Fabulous floor plan with large 1st floor master suite, great room with woodburning fireplace that has stone facing to ceiling. 2 upstairs bedrooms with Jack and Jill Bath. Lots of storage in garage and floored attic. New deck, water heater and garbage disposal, carpet 3 years old. Located on low traffic court, close to shopping, airport, and major roads. Courtesy of Double T Realty.

4044 Hillside Lexington, Kentucky 40514

Price: $152700	bedrooms: 3	Baths: 2 1/2 Baths: 0	Square footage:
Elem: Picadome	Middle: Jessie Clark	High: Lafayette

Short Sale - wonderful home in great location. 3 large bedrooms, 2 full baths - designed to be handicap accessible with entry ramp in garage (can be removed if desired) and off back deck, as well as larger entry doors to bedroom and bath and widened hallway. Kitchen is large with eating area, cherry cabinets, stainless steel appliances, and huge pantry. Living room has designer vaulted ceiling, wall of built in bookcases, Palladium window, and fireplace. Fenced back yard and large deck. Owner suite has vaulted ceiling and double sinks in bath. Lots of plant shelves throughout. Ceiling fans in every room! Separate utility room. Side entry garage. Drop down stairs in garage for easy attic access. Corner lot. Pretty tree lined street. This is a great home! Courtesy of RE/MAX Elite Lexington.

120 Democrat Lexington, Kentucky 40515

Price: $65000	bedrooms: 3	Baths: 1 1/2 Baths: 0	Square footage: 1239
Elem: Athens-Chilesburg	Middle: Edythe J. Hayes	High: Henry Clay

SHORT SALE opportunity. Lots of potential in this cozy home just minutes from Exit 104. Fixer upper, but some updates already done. Per seller: new bath, new roof, new pvc pipes, new vinyl siding, new kitchen. Property is being offered as-is, but home inspections are welcome. Courtesy of Legacy Real Estate Firm.

500 Southridge Lexington, Kentucky 40505

Price: $69900	bedrooms: 2	Baths: 1 1/2 Baths: 0	Square footage: 1000
Elem: Deep Springs	Middle: Bryan Station	High: Bryan Station

2 BD, 1 BA home. Large 2 car detached garage has been turned into a hobby shop, but could probably be easily converted back by new owner. Buyer to verify all aspects of this home including, but not limited to, square footage. Home inspections welcome, but property is being offered as-is. Short Sale Opportunity Courtesy of Legacy Real Estate Firm.

460 Plainview Lexington, Kentucky 40517

Price: $99900	bedrooms: 3	Baths: 1 1/2 Baths: 0	Square footage: 1080
Elem: Cassidy	Middle: Morton	High: Henry Clay

Super cute, super clean 3 BD, 1 BA home. 1 car detached garage. Short Sale opportunity. Buyer to verify all aspects of this property including, but not limited to, square footage. Home inspections welcome, but property is being offered as-is. Courtesy of Legacy Real Estate Firm.

1441 Anniston Lexington, Kentucky 40505

Price: $114900	bedrooms: 3	Baths: 2 1/2 Baths: 1	Square footage: 1309
Elem: Dixie Magnet	Middle: Crawford	High: Bryan Station

Great starter home with large flat yard! This home features 3 bedroom and 1.5 baths. The kitchen was recently updated with black appliances and backsplash. The pool has already been winterized and with a new filter will be ready for you next summer! The rec room in the basement has a great wood burning fireplace. MOTIVATED SELLER!!!! More pictures to come... Courtesy of RCP Real Estate Consulting & Planning.

109 Kevin Nicholasville, Kentucky 40356

Price: $124900	bedrooms: 3	Baths: 2 1/2 Baths: 0	Square footage: 1400
Elem: Rosenwald	Middle: W Jessamine	High: West Jess HS

Three Bedroom, 2 Bath Ranch on a crawl space. Home has a 2 car garage that accesses the kitchen. The great room has a vaulted ceiling and plenty of wall space. Huge corner lot with large back yard. Storage building will convey. This is a short sale and requires lender approval. Courtesy of RE/MAX Elite Lexington.

621 Bellerive Nicholasville, Kentucky 40356

Price: $539900	bedrooms: 4	Baths: 3 1/2 Baths: 1	Square footage: 3500
Elem: Rosenwald	Middle: W Jessamine	High: West Jess HS	Virtual Tour

Special financing for Qualified buyer 30 yr. mortgage @ 4.875% !!!Time is RUNNING OUT ON TAX CREDITS MAKE OFFER! LET'S CLOSE A DEAL! GREAT FINANCING! Beautiful Tree Backyard! TREES! Great back yard! Might consider a short sale! Home has a unique master suite! 3 other bedrooms upstairs, 1 w/its own bath inside the bedroom, 2&3 bedrooms enjoy their own vanities areas!& share(toilet/tub only)! Upstairs laundry is GREAT size!has laundry tub! Bonus area on 3rd for office/5th suite! Home has a full walkout Basement which could be finihed. This home is very uniques and has lOTS of space to be finished!(Bonus Room & Basement!!Tiled counter tops in kitchen. Family room has 3 sets of Pella windows for a view of the beautiful back yard with all the TREES! Ceramic tile kitchen & baths. REAL hardwood on 1st floor, & hall of second floor, carpet in all bedrooms. Call today for your tour! Make an offer! Courtesy of Deborah Ball Realty.

101 Brown Nicholasville, Kentucky 40356

Price: $49000	bedrooms: 3	Baths: 3 1/2 Baths: 0	Square footage: 2400
Elem: Nicholasville	Middle: E Jessamine	High: East Jess HS

Great investment opportunity. Large home with 3 full bathrooms. Three fireplaces and hardwood floors can make this a charming home. This home has many possibilities. Within walking distance of downtown Nich. Inspections are welcomed; however, property to be taken in AS IS condition. All offers should be made subject to lender's short sale approval. Courtesy of Dennis King Real Estate.

128 Courtney Nicholasville, Kentucky 40356

Price: $123000	bedrooms: 3	Baths: 2 1/2 Baths: 0	Square footage: 1166
Elem: Rosenwald	Middle: W Jessamine	High: West Jess HS

Very nice ranch. Open living room and kitchen combination with kitchen bar. Large private master with bath. Deck and large crawlspace good for storage. Partially fenced. Courtesy of RE/MAX Creative Realty.

205 Elm Nicholasville, Kentucky 40356

Price: $95000	bedrooms: 3	Baths: 2 1/2 Baths: 0	Square footage: 1476
Elem: Nicholasville	Middle: E Jessamine	High: East Jess HS

Adorable 3 bedroom, 2 full bath home. Entertaining living room with masonry fireplace. Nice dining area with great natural lighting. Open kitchen with gas range, plumbed for dishwasher and large pantry. Open mudroom with plenty of room for storage. Full bath with utility area. Large Master bedroom with loads of space. 2 other bedrooms are also nice size and 1 has walk-in closet. Full bathroom upstairs with ceramic tiled tub. Large deck overlooking well landscaped rear yard. Unfinished walk-out basement is great for additional storage. Partially fenced yard and several updates. Hardwood flooring thru out this beautiful home with some ceramic tile flooring. Home sold as-is, however, inspections are welcome! Seller shall provide 1 year home warranty at closing. Courtesy of RE/MAX Elite Lexington.

217 Cannonball Nicholasville, Kentucky 40356

Price: $132900	bedrooms: 3	Baths: 2 1/2 Baths: 0	Square footage: 1508
Elem: Nicholasville	Middle: E Jessamine	High: East Jess HS	Virtual Tour

Now you have found it. Mostly brick ranch in West Place at a fantastic price. Large Vaulted Living room(approx. 23.5ft x 15 ft.), fireplace with gas logs. Bright, open kitchen plus pantry. Vaulted master bedroom with access to deck. All Electric heating/air. Two car garage and a private, partially fenced backyard. Courtesy of Rector-Hayden, Realtors, Nicholasville.

112 Brown Nicholasville, Kentucky 40356-1536

Price: $99900	bedrooms: 3	Baths: 3 1/2 Baths: 0	Square footage: 3822
Elem: Nicholasville	Middle: E Jessamine	High: East Jess HS

Motivated Seller! Great Investment Property! Call today for details. Courtesy of RCP Real Estate Consulting & Planning.

311 Elkchester Nicholasville, Kentucky 40356

Price: $89900	bedrooms: 2	Baths: 2 1/2 Baths: 0	Square footage: 1083
Elem: Warner	Middle: E Jessamine	High: East Jess HS

Very nice townhome on a deep lot. Vaulted ceiling in greatroom. Walk-in closet in Master. Courtesy of RE/MAX Creative Realty.

225 Jason Nicholasville, Kentucky 40356

Price: $79900	bedrooms: 3	Baths: 2 1/2 Baths: 0	Square footage: 1128
Elem: Brookside	Middle: E Jessamine	High: East Jess HS

This is a pretty house inside. Interior pictures will be added later this week. This 3 bedroom 2 FULL BATH home has been lovingly cared for by its owners, but the owners now have to sell. It has an extra deep crawl space (especially at one end) a nice big back yard with a terrific wood privacy fence, and a dimensional shingle roof that is less than a year old. The eat-in kitchen comes with refrigerator, smooth top self cleaning range, built in microwave, and dishwasher. Located a short walk or bike ride from Lake Mingo/Corman Park, where the 9/10 mile walking path meanders through 22 acres of wooded park. There's a small lake for fishing. The park also includes: A 9-hole disk golf course, Playground equipment, Basketball court, Skate Park for skateboarding, and Picnic shelters. Courtesy of RE/MAX Elite Lexington.

221 Kevin Nicholasville, Kentucky 40356

Price: $142500	bedrooms: 4	Baths: 2 1/2 Baths: 1	Square footage: 2044
Elem: Rosenwald	Middle: W Jessamine	High: West Jess HS

Spacious 2 story on a crawl space. Covered front porch. Tiled foyer leading to an enormous family room adorned with wayne scotting, chair rail, and crown molding. Large kitchen leading to a formal dining area. Upstairs you'll find a large master suite with walk-in closet, and 3 more bedrooms with ample closet space. Extra storage space over the garage with access from master bedroom. Garage is fantastic! Extra deep with flake painted floor. Backyard is extremely private and features a large deck overlooking privacy fenced yard. Home backs to tree lined field! Courtesy of Rector-Hayden, Realtors, South.

604 Ridgeview Nicholasville, Kentucky 40356

Price: $156000	bedrooms: 4	Baths: 2 1/2 Baths: 1	Square footage: 1891
Elem: Brookside	Middle: E Jessamine	High: East Jess HS

This adorable 2 story offers a fantastic floor plan with a 1st floor master bedroom, large vaulted great room, tiled kitchen with eat-in area and formal dining room. 3 bedrooms upstairs with full bath. Deck overlooking the privacy fenced backyard. Courtesy of Jayne Cox & Associates.

380 Oxford Richmond, Kentucky 40475

Price: $149900	bedrooms: 3	Baths: 2 1/2 Baths: 0	Square footage: 1715
Elem: Daniel Boone	Middle: Madison Co	High: Madison Central

Bank Short Sale Bargain Priced! Currently leased. Open floor plan featuring lovely archways and upgraded kitchen and baths. Cathedral and tray ceilings, formal dining room and covered back porch. Courtesy of Prudential A.S. de Movellan

104 Overland Richmond, Kentucky 40475

Price: $75000	bedrooms: 3	Baths: 1 1/2 Baths: 0	Square footage: 2324
Elem: Daniel Boone	Middle: Madison Co	High: Madison Central

Great 3 BR ranch on a full unfinished basement. Great location central to I-75, EKU, shopping and Paradise Cove (Gibson Bay). This home features a beautiful fireplace with gas connection for the gas logs. Home has hardwood floors, new paint and a large partially fenced yard. Possible short sale subject to lender approval of all offers. Courtesy of Kentucky Real Estate Services

381 Oxford Richmond, Kentucky 40475

Price: $180000	bedrooms: 4	Baths: 3 1/2 Baths: 0	Square footage:
Elem: Daniel Boone	Middle: Madison Co	High: Madison Central	Virtual Tour

Bank Short Sale Bargain Priced! Great buy for Investors! Already leased for one (or more years). Beautiful open floor plan with 1st floor Master, 2 additional bedrooms, plus 4th bedroom up with private bath. Super-sharp upgrades, vaults, treys, arches. Sold new for over $270,000! (no sign yet) Please click on Virtual Tour! Courtesy of Prudential A.S. de Movellan

720 Link Paris, Kentucky 40361

Price: $87500	bedrooms: 3	Baths: 2 1/2 Baths: 0	Square footage: 1490
Elem: Paris	Middle: Paris	High: Paris

This property is a short sale with 3rd part approval from Bank! Courtesy of Woodward Properties, LLC.

809 Westwood Paris, Kentucky 40361

Price: $139000	bedrooms: 4	Baths: 2 1/2 Baths: 0	Square footage: 2000
Elem: Bourbon Central	Middle: Bourbon Co	High: Bourbon Co

Brick ranch, full finished walk-out basement, upstairs has 3 bedrooms, 1 bath, downstairs 1 bedroom, 1 bath, family room with fireplace and bonus room. Property subject to agreement with sellers and Chase Home Finance LLC. Courtesy of Rector-Hayden, Realtors, Paris.

12 Finley Winchester, Kentucky 40391

Price: $99000	bedrooms: 2	Baths: 2 1/2 Baths: 0	Square footage: 1342
Elem: Central	Middle: Clark	High: GRC

Darling Cap Cod home. Whirlpool tub, wood burning fireplace in living room. Back yard is fenced and there is a covered porch to enjoy the nice Kentucky breeze. Carpet or tile throughout. Schools not warranted need to be verified by buyer. Courtesy of Neighborhood Realty Bluegrass.

582 Marseille Winchester, Kentucky 40391

Price: $185000	bedrooms: 4	Baths: 2 1/2 Baths: 1	Square footage: 2768
Elem: Providence	Middle: Clark	High: GRC

Short Sale!!! Sold AS IS!!! Inspections welcome! No monies for repairs or treatments!!! Property is priced $25,000 below tax assessed value!! Home does need some TLC!! Four bedrooms, 2.5 baths, great room w/cathedral ceiling & woodburning fireplace, kitchen w/island & dining area, family room, laundry room, loft, bonus room over 2-car garage. Three areas under the eaves for storage that are floored w/lights. Large closets. Master bedroom suite on first floor. Also, another bedroom on the first floor. Two sets of stairs leading to the second floor. Some hardwood floors. Large fenced backyard. This one is a bargain!!!! Courtesy of Tom Goebel & Company.

1560 Loglick Winchester, Kentucky 40391

Price: $95000	bedrooms: 3	Baths: 1 1/2 Baths: 0	Square footage: 1800
Elem: Pilot View	Middle: Conkwright	High: GRC

SHORT SALE - Pending approval Located approx. 15 minutes from town, home has 2 BR down1 up that is the length of the house, and 1 large bath. Wonderful valley view outback. Courtesy of Roberts & Associates Real Estate.

1256 Crowe Ridge Winchester, Kentucky 40391

Price: $169000	bedrooms: 3	Baths: 2 1/2 Baths: 0	Square footage: 2334
Elem: Pilot View	Middle: Conkwright	High: GRC

This six year old home sits majestically on 10 scenic acres. There are some cleared areas that would be great for gardening, animals, etc. The wooded area would be great for hiking, camping, and hunting. The house boasts large rooms with 9 and 10 foot ceilings. Courtesy of Bridgewater Real Estate.

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